NMSC Lending & Investing Analyst
We are seeking a Lending & Investing Analyst for New Markets Support Company (NMSC). NMSC delivers creative financing solutions to support community-driven investments in under-invested communities across the country. We invest in impact and help others invest in impact. We offer a range of tailored investment services, recognizing that every community has unique strengths and needs, as does every investment we help make in partnership with our clients. We have invested more than $1 billion in distressed communities, financing health centers, community facilities, educational services, small businesses creating quality jobs and more. We leverage our expertise to help other organizations (including banks, community development organizations, foundations and investors) make impactful investments through our Partner Services offerings.
The Lending & Investing Analyst will monitor and evaluate the financial, operational, community impact and compliance performance of potential and existing borrowers.
Essential Duties:
- Spread, analyze and review financial statements (including audited/compiled/reviewed statement, corporate and/or personal tax returns, personal financial statements, credit bureau reports, projections, etc.) on existing loan portfolio and related potential borrowers
- Establish and maintain relationships with borrowers to ensure reporting, covenants and NMTC requirements required per loan documents are understood by appropriate borrower contacts
- Build rapport with and provide technical assistance to borrowers to ensure they will meet NMSC’s expectations and remain in compliance with NMTC program requirements
- Collect and review all required reporting from borrowers to ensure compliance with loan agreement and requirements
- Assist with writing credit memorandums, consisting of a thorough and objective analysis
- Provide and recommend credit risk ratings consistent with the organization’s credit guidelines and/or loan policy
- Assist with restructuring/liquidation of distressed assets
- Collect, enter, evaluate and present borrower social impact, compliance and financial data
- Maintain database information integrity as it relates to financial data and reporting, construction updates and other project information
- Oversee credit review and processing of multi-draw debt transactions (e.g. construction draws)
Required Qualifications:
- Bachelor’s degree or equivalent; Accounting, finance business administration or economics preferred
- Minimum of 1-3 years of experience in credit, financial or other quantitative analysis
- Strong analytical and practical problem-solving skills, with strong attention to detail
- Demonstrated oral and written presentation skills
- Strong working knowledge of Microsoft Excel
- Ability to work in a team-based environment, on multiple projects simultaneously, managing time and resources to complete tasks efficiently and within established timeframes
- Ability and willingness to travel as required
Desired Knowledge, Skills and Abilities:
- Formal bank credit training or other credit experience preferred
- General knowledge of New Markets Tax Credit transactions
- Knowledge of cash flow lending for private equity backed acquisitions
- Familiarity with loan documentation for commercial/industrial and commercial real estate transactions
We offer a competitive salary, along with a comprehensive benefits package. Ready to join the NMSC team? Don’t wait! Submit resume and cover letter with salary requirements to rhall@nefinc.org.
NEF/NMSC IS AN EQUAL OPPORTUNITY EMPLOYER